Privacy Notice
Woodford County Mutual Insurance Company is proud to be an organization which has served its customers for over 135 years. We appreciate the trust our customers have placed in us and we protect this trust by respecting the privacy of our customers.
As required by law we are providing this consumer privacy notice.
Woodford County Mutual Insurance Company will safeguard the confidentiality and security of information we gather about you in connection with the issuance of insurance coverage. This notice describes our privacy policy with respect to the collection, protection and disclosure of such information.
Collection of Information
We collect and use information only for business purposes. These business purposes include our evaluation of your request for insurance coverage, the issuance of insurance policies, the administration of claims and the processing of any other transactions requested by you. Most of the information we gather comes directly from you on your application form. If we need to confirm any of the information you have provided to us, or if we need additional information, we may obtain such information from other insurers and/or consumer reporting agencies. Information collection will generally relate to your transactions or claims with us or with other insurance companies.
Protection of Information
The information we have gathered about you will be maintained in a confidential manner. Our employees may access such information only when there is an appropriate business reason to do so, such as to issue a policy, send a premium notice or process an insurance claim. We maintain physical, electronic and procedural safeguards to protect the information. These safeguards comply with all applicable laws and regulations, and each of our employees is trained with respect to these safeguards and required to comply with this privacy policy.
Disclosure of Information
We will disclose information when it is necessary for the conduct of our insurance business, or under circumstances where disclosure is required by law. Information may be disclosed to your insurance agent and other agents who sell our products and services. This enables our agents to assist us in the evaluation of insurance applications and administration of claims under our insurance policies. Further, this assists us in the general administration of your insurance account. Information may also be disclosed for audit purposes, to adjusters, to regulatory agencies, to reinsurance companies and to companies that provide data processing services or other general administrative services for us, other insurers, and consumer reporting agencies. We may also make disclosure of information as permitted or required by law. While we may make disclosure to companies which assist us in the marketing of our products and services and the administration of our insurance accounts, we do not disclose information about you to other companies who may want to sell their products or services to you. For example, we will not sell or otherwise disclose your name and address to a company that seeks to issue you a credit card or send you a catalog.
You will be provided with a copy of our privacy policy once each year. If you seek additional information regarding our privacy policy, please do not hesitate to write or call us.
Thank you for the trust you have placed in our company.